Frequently Asked Questions

What costs are covered by Financial Aid?

The FCTC Financial Aid Office offers funding for students who are eligible for various grants and programs. Fees like background checks, application fees, TABE test, etc., are not covered by these grants and are usually paid for by the student prior to enrollment.

What if I do not have a diploma?

Students who do not have their high school diploma or GED cannot receive financial aid. Federal and State guidelines require that students must show proof of high school completion to establish eligibility for aid.

The following documents can be used to prove the student’s high school completion status:

  • A copy of the student’s high school diploma.
  • A copy of the student’s final official high school transcript that shows the date when the diploma was awarded.
  • A copy of the student’s General Educational Development (GED) certificate or GED transcript.
  • An academic transcript that indicates the student successfully completed at least a two-year program that is acceptable for full credit toward a bachelor’s degree.
  • If the student was homeschooled, obtain a secondary school completion credential for homeschool from the County School District that authorized completion of requirements.

Students without a diploma or GED are encouraged to contact the FCTC Adult Education Department for information on enrolling for High School Completion or GED Preparation classes.Students can work to obtain their diploma or GED at the same time they are attending their vocational classes. Schedules are normally half of the day in Adult Education and half of the day in your vocational class. Or, students can attend Adult Education evening classes (when available) after a full day of vocational class. Palatka Campus 386.385.0024; St. Augustine Campus 904.547.3434 or email [email protected] .

What factors affect my eligibility for aid?

The Dept. of Education’s Federal Methodology measures discretionary resources and protects for necessary basic living costs and then establishes a portion available for education. Below are a list of the factors used to measure your financial need:

  • Number of household members
  • Number of household members in college
  • Earned income
  • Taxes paid
  • Type of tax returns filed
  • Assets, investments
  • Age of oldest parent, age of independent student
  • Number of wage earners
  • Untaxed income
  • Additional financial information

The principals of needs analysis are:

  • Family has primary responsibility for covering the cost of their child’s education
  • Both students and parents are expected to contribute to the extent that they are able
  • Need should be evaluated for all families in an equitable and consistent manner

If you receive any of the following types of assistance, it may help increase your eligibility:

  • Supplemental Security Income (SSI)
  • Temporary Assistance for Needy Families (TANF)
  • Special Supplemental Nutrition Program for Women, Infants and Children (WIC)
  • Food stamps
  • Free or Reduced Price School Lunch Program